Oct. 9th Homeowner Orientation Meeting

Saturday, October 9, 2010 @ 10:00am
At: Habitat for Humanity in Mobile County Restore
4128 Government Blvd, Mobile, AL 36693

You must be there promptly or you will not be admitted.

What We Do: We build with and sell to qualified families, at cost with a no-interest mortgage, simple, decent. affordable houses.
How to Qualify:

•Must meet income guidelines (see below)

•Must be unable to get a conventional bank or mortgage loan

•Must have need for decent housing

•Must be able to make a down payment of $1,100

•Must be able to make low monthly mortgage payments (approximately $375 - $500)

•Must be willing to provide 300-400 hours of sweat equity labor in partnership with Habitat for Humanity in Mobile County

•Must attend an orientation meeting
What to Bring:

•$5 for a credit report which must be pulled by Habitat staff

•Proof of income

•Last tax return

•Lease agreement or rent receipt

•All credit information

•Monthly bills

•Amount of insurance payments

•Bank information

•Picture I.D.
Income Guidelines:

1 person in family - between $10,650 and $28,300 per year

2 people in family - between $12,150 and $32,350 per year

3 people in family - between $13,650 and $36,400 per year

4 people in family - between $15,150 and $40,400 per year

5 people in family - between $16,400 and $43,650 per year

6 people in family - between $17,600 and $46,900 per year

7 people in family - between $18,800 and $50,100 per year

Habitat for Humanity does not base family selection decisions on race, color, religion, sex, disability, family status, or national origin. If you are unable to speak English, an interpreter will be provided for you. Please let us know in advance.